Home Loans for Private Sector Employees: Overview
Bajaj Housing Finance offers attractive Home Loan interest rates for individuals employed in India’s private sector. You can benefit from a range of features such as a sizeable sanction amount and external benchmark linked interest rates.
Our Home Loans are tailored to suit your home buying needs. Be it the price point, the convenience, or the repayment tenor, you are assured of the most competitive terms.
Home Loans for Private Sector Employees: Features and Benefits
Loan Sanctions of Rs.5 Crore* or higher
With Bajaj Housing Finance, you have the chance of getting a Home Loan worth Rs.5 Crore* or even higher depending on your profile and eligibility.
Competitive Interest Rates
Salaried employees from the private sector can get Home Loans starting as low as 8.50%* p.a., for salaried applicants with EMIs starting at just Rs.759/Lakh*.
Easy Balance Transfer
Even if you have not borrowed your Home Loan from us, you can still transfer your loan balance to get better lending terms and save more on your interest outflow.
Sizeable Top-up
Not all your expenses may be home-related, but our Top-up Loan is the ideal refinancing solution for every kind of big-ticket expense waiting to be addressed.
Home Loans for Private Sector Employees: Eligibility Criteria
Getting a Home Loan from Bajaj Housing Finance is easy for private sector employees as our eligibility criteria are straightforward.
- The applicant must be an Indian citizen (NRIs included)
- The applicant must be employed with a stable source of income from a private or a multinational organisation
- The applicant must be aged between 23 to 75 years**
- The applicant should ideally have a CIBIL Score higher than 750
**The maximum age is considered as the age at the time of loan maturity. Additionally, the upper age limit for applicants is subject to change, depending on the property profile.
Home Loans for Private Sector Employees: Interest Rate
Our Home Loan interest rate starts from 8.50%* p.a. for salaried applicants who meet the eligibility criteria, making EMIs as low as just Rs.759/Lakh*.
The other fees and charges of the Bajaj Housing Finance Home Loan are reasonable and made known at the time of loan approval itself. To know more about them, click here.
*Terms and conditions apply
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